Aussie woman’s ‘brutal’ two-year challenge. Fintech: the simple digital way of banking and loaning cash

Aussie woman’s ‘brutal’ two-year challenge. Fintech: the simple digital way of banking and loaning cash

Aussie woman’s ‘brutal’ two-year challenge. Fintech: the simple digital way of banking and loaning cash

Sydneysider Lottie Dalziel set herself an objective in 2018. Now, two years later, she’s not merely pulled it off – she’s saved herself an awesome $7000.

A whole new category of lenders has arrived on the scene giving us all more choice when it comes to saving and borrowing money in recent years.

Lottie saved herself $7000 by stopping searching for 2 yrs. Source: Supplied

At the beginning of 2018, we set myself the target to stop clothes that are buying a bid to truly save money which help save our planet. Seems simple right?

Well, it absolutely was initially a complete lot harder than we thought. By having a traffic jam of fancy activities and occasions I experienced to obtain imaginative, but 2 yrs that I was grossly outfit repeating) on I have found my groove (and it’s worth noting, it took 10 months for my co-workers to even vaguely notice.

Every 2 yrs, Runs its Cost of Living Survey to learn more about our readers’ money worries that are biggest. The outcome of the very recent study come in, and has kicked from the cash Project, exposing the money challenges that are biggest dealing with Australians and offering practical assistance on the best way to get the funds in form for 2020.

The process started when I chose to consider just what would definitely happen to the garbage bag that is latest saturated in clothes I happened to be tossing out. For a tiny nation, where putting on plastic thongs into the stores and shorts to your workplace is socially appropriate, I became horrified to discover that our company is the world’s second largest customers of textiles, with every person purchasing on average 27kg of the latest clothing every year.

Every 10 minutes, with the large majority heading straight to the tip, totalling 500,000 tonnes each year on top of that, thanks to our obsession with decluttering and finding products that “spark joy”, we throw out a whopping 6000kg of clothing that don’t spark joy.

Lottie Dalziel set herself the task of maybe maybe not buying anything brand new for per year. Source: Supplied

Equipped with the reality, i really couldn’t stay by and watch more shopping that is online up within my home. I made a decision to cease purchasing clothing.

To start with I didn’t inform anybody about my challenge because I happened to be therefore sure I’d fail but couple of years later – in accordance with an additional $7000 within the bank – we am still going strong, whilst still being looking schmick.


The very first thing we did ended up being eliminate all shiny things. I split up with every e-mail list feasible and ditched hours that are mindless at the shops and online in one single dropped swoop.

Key takeaway: junk e-mails = junk acquisitions.


Once I ended up being a teen (without the siblings), my buddies’ wardrobes had been an expansion of my personal. But why did we stop sharing inside our mid-20s, whenever our clothes arguably cost more while the events we have been attending tend to be more luxurious? My friends and I also have actually reopened our closets so my “shopping” trips are now actually invested with one glass of burgandy or merlot wine in one hand in addition to other within their cupboards.

Key takeaway: My buddies have actually great flavor.

Lottie managed to make it 10 months before anybody also noticed exactly just what she’d been doing. Source: Supplied


Another top tip to transform any ensemble (or conceal the very fact you’ve used exactly the same thing every Monday for the previous 12 months), is add-ons are the new friend that is best. You how does afro introductions work are able to wear similar ensemble but I swear no one will notice if you add some fun hair accessories and some over the top jewellery.

Key takeaway: More is better.


The common Australian girl wears simply 40 of the wardrobe, exactly what in regards to the other 60? Final weekend I had a hen’s party along with the “nothing to wear” dilemma I chose to plunge in to the dusty hardly worn part of my wardrobe. Lo and behold we discovered an ensemble that I experiencedn’t used in four years which was ideal for the occasion.

Key takeaway: there is an explanation you purchased those garments in the first place.

Truthfully regarding black tie it really is difficult to get a versatile dress you could wear a lot more than a number of times, therefore with numerous weddings coming we ‘m going to look to hiring internet sites like GlamCorner. Not only can we manage to wear the newest styles but you are sent by them choices and they’ll dry clean it for you personally.

Key takeaway: Please make future gown codes casual.

Lottie spared by herself $7000 in the act. Source: Supplied


One time a co-worker had been whining about having absolutely nothing to wear. We smugly dropped into discussion that I experiencedn’t purchased such a thing brand brand new in 10 months and ended up being shopping that is finding the depths of my wardrobe more rewarding. No body could believe it – my peers had seen me personally five times per week that whole some time never ever even batted an eyelid.

Key takeaway: No one notices exactly what you wear you.

Therefore what’s next? While I’m not likely to resubscribe to my favourite brands, the thing I can do is go shopping more mindfully. Some key concerns I’ll be asking pre-purchase are:

• how frequently can I wear this?

• What can it be manufactured from?

• How long am we expected to contain it for?

• Where will it wind up?

Lottie Dalziel is just a freelance journalist | @lottie_dalziel

Leave a Comment

Your email address will not be published.